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7 Simple Facts About Saving Money

June 15, 2011
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//www.blackenterprise.com/files/2011/03/money-house_crop.jpg”>How much do you know about saving for a rainy day? Here are seven facts from //www.americasavesweek.org/default.asp” >AmericaSavesWeek.org about saving money.

  1. The //www.treasury.gov/Pages/default.aspx” >U.S. Treasury says that Americans hold about $15 billion in loose change.
  2. The typical amount Americans spent last year on unexpected expenditures was $2,000. Surprisingly, lower-income households cited the same amount.
  3. Two-thirds of unexpected expenditures are related to medical care or motor vehicles.
  4. If family incomes are the same, families with a plan save about twice as much as those who do not have one.
  5. The only free money for savings that is available to many Americans is an employer’s match to a contributory workplace retirement plan such as a 401(k).
  6. In 2006, 25% of individuals age 65 and older relied 100% on Social Security payments for their income.
  7. The easiest way to save money is to have a set amount automatically deposited into your bank account each pay period.

Source: //www.americasavesweek.org/default.asp” >AmericaSavesWeek.org




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Tags: Adjusting spending, Consumer Affairs, Personal Finance Exclusives, personal savings, saving, saving money, Savings plans

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